Welcome to Chime Bank® - Banking That Has Your Back

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

With Chime, you get access to a spending account with no monthly fees, a savings account that helps you save automatically, and tools to help you manage your money better.

Our mission is to make financial peace of mind a reality for everyone. We believe that everyone deserves access to helpful, easy-to-use financial products that don't cost a fortune.

Why Millions Trust Chime®

No Hidden Fees

Chime offers no monthly fees, no overdraft fees, and no minimum balance requirements. We believe in transparent banking that puts you first.

Get Paid Early

With Chime's Early Direct Deposit feature, you can get your paycheck up to two days early when you set up direct deposit with your Chime Spending Account.

Automatic Savings

Save money effortlessly with our automatic savings features. Round up transactions to the nearest dollar and save the difference, or set aside a percentage of your paycheck automatically.